NPS Calculator
Calculate National Pension Scheme corpus at retirement. See total returns, annuity allocation, and lump sum withdrawal amount.
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How NPS Returns are Calculated
Monthly contributions grow with compound interest. At retirement, minimum 40% must be used for annuity (pension).
Frequently Asked Questions
What is NPS?
NPS (National Pension System) is a voluntary retirement savings scheme regulated by PFRDA. It offers market-linked returns through investments in equity, corporate bonds, and government securities.
What is the minimum annuity requirement in NPS?
At retirement (age 60), you must invest at least 40% of your NPS corpus in an annuity plan to receive a regular pension. The remaining 60% can be withdrawn as a tax-free lump sum.
What tax benefits does NPS offer?
NPS contributions qualify for deduction under Section 80CCD(1) within the 80C limit of ₹1.5 lakh, plus an additional ₹50,000 under Section 80CCD(1B).