EPF Calculator

Calculate your Employee Provident Fund corpus at retirement. See employee and employer contributions and total interest earned.

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How EPF is Calculated

Both employee and employer contribute monthly. The combined amount earns compound interest monthly.

Frequently Asked Questions

What is EPF?

EPF (Employee Provident Fund) is a retirement savings scheme managed by EPFO where both employee and employer contribute a percentage of basic salary every month.

How much does the employer contribute to EPF?

The employer contributes 12% of basic salary, but only 3.67% goes to EPF. The remaining 8.33% goes to EPS (Employee Pension Scheme), subject to a salary cap of ₹15,000.

What is the current EPF interest rate?

The EPF interest rate for 2023-24 is 8.25% per annum. It is declared annually by the EPFO and credited to accounts.